Roofing financing options
HomeFinancing

YOUR ROOF SHOULDN'T
BREAK THE BANK

Helping our neighbors, one step at a time.

THE PROCESS

HOW IT WORKS

Four steps from inspection to installation, with flexible payment built in.

01

Get Your Free Inspection

We inspect your roof and give you a detailed written quote. No obligation, no pressure. You know the project cost before any financing conversation.

02

Choose Your Financing Option

We work with trusted lending partners to offer flexible terms. You choose what works for your budget.

03

Quick Approval Process

Soft-credit pre-qualification means you can check your options without affecting your credit score. Most approvals come back same day.

04

We Get to Work

Once approved, your project is scheduled immediately. No waiting, no delays.

OUR FINANCING PARTNER

FINANCING

We partner with Hearth to provide flexible financing options for qualified homeowners. Check your rate with a soft credit pull that won't affect your credit score.

Hearth Financing

FLEXIBLE TERMS

Rates as low as 0% and payments from about $97 a month.

We partnered with Hearth so you can spread the cost of your roof over time. Check your rate with a soft credit pull that does not affect your score, then pick the term that fits your budget. You apply directly with Hearth, so the rate you see is the rate you get.

Why Choose Hearth

  • Soft credit check that won't affect your score
  • Flexible monthly payments from about $97/mo
  • Quick approval, most decisions come back same day
  • Apply directly with Hearth; the rate you see is the rate you get
Get Free Estimate

No hard credit pull for pre-qualification. No commitment required.

MORE WAYS WE HELP

SPECIAL OFFERS

Extra benefits beyond financing, from insurance-claim support to a thank-you for those who serve.

Insurance Claim

MOST COMMON

Often zero out-of-pocket beyond your deductible.

Storm and hail damage is the most common path to a paid roof. We document everything for the adjuster, meet them on-site, and work the claim with you. Most homeowners pay only their deductible.

Military & First Responder

WE SAY THANK YOU

A discount for those who serve.

We are proud of the Fort Cavazos community. Active and retired military and first responders get a discount on their project. Just ask when you book your free inspection.

Storm Damage? Often Zero Out-of-Pocket.

If your roof was damaged by a covered storm or hail event, your insurance pays for the bulk of the work. Most homeowners only pay their deductible. We handle the claim documentation and work directly with your adjuster.

  • OSAAT ROOFING & CONSTRUCTION
  • OSAAT ROOFING & CONSTRUCTION
  • OSAAT ROOFING & CONSTRUCTION
  • OSAAT ROOFING & CONSTRUCTION
  • OSAAT ROOFING & CONSTRUCTION
  • OSAAT ROOFING & CONSTRUCTION

QUESTIONS

FINANCING FAQ

We partnered with Hearth, a home-improvement lender. You check your rate with a soft credit pull that does not affect your score, choose a term, and get payments as low as about $97 a month, with rates as low as 0% for those who qualify. You apply directly with Hearth, so the rate you see is the rate you get.

No. Checking your rate uses a soft credit pull, which does not affect your score. A hard pull only happens if you decide to move forward with a loan.

Yes. If your roof was damaged by a covered storm or hail event, insurance usually pays for the bulk of the work and you pay your deductible. We document the damage, meet your adjuster on-site, and work the claim with you.

Yes. We offer discounts for active and retired military and first responders, and we pay you for referrals that turn into jobs. Ask when you book your free inspection.

READY TO START?

GET YOUR FREE INSPECTION TODAY

Tell us about your roof. We document it, walk you through the options, and give you a written estimate the same week.

We call you back in 5 minutes!We will never send you unsolicited spam. No obligation. No pressure.
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